Loans

Building a solid future is no small undertaking, and you may need a hand. Massena Savings & Loan is here to help you get from here to there. We have several types of loans to meet your needs, including:

Conventional Real Estate Mortgages

• 1 year ARM*, 0-25 years available
• 3 year ARM*, 0-25 years available
• 5 year ARM*, 0-25 years available
• Fixed Rate, 15 years
• Fixed Rate, 20 years
• Fixed Rate, 25 years

*Adjustable Rate Mortgage

Home Equity Lines of Credit

• HELC, 5 year renewable

Passbook-Certificate Notes

• Demand

Consumer Loans

• Home Improvement
• Auto
• Other